Seven16 Activator
Restaurant / Bar / Catering / Food Truck7 questions · 3 minutes

Is Your Restaurant Protected From Its Biggest Risks?

A pre-call coverage checkup for restaurant, bar, food truck, catering, and ghost-kitchen prospects.

The Restaurant & Food Service Survey captures the signals that drive food-service exposure: operation type, employee count, current coverage inventory, delivery model, recent incidents, renewal behavior, and the prospect's biggest insurance concern. Agents prepare for a focused conversation on the topics owners actually worry about.

Best for

  • Restaurants
  • Bars and nightclubs
  • Food trucks
  • Caterers
  • Ghost kitchens
  • Fast casual operators
  • Delivery-heavy businesses

Prospect resource

A free Restaurant Coverage Review Checklist focused on the prospect’s operation type.

What it captures

Signals captured per response.

Each survey response generates structured intelligence the agent can use to prepare for the first conversation.

Business type
Employee count
Coverage inventory
Loss history
Delivery model
Renewal behavior
Pain point
Result tiers

A clear next step based on the answers.

Each completed survey produces a tiered result the prospect sees and the agent uses to prioritize follow-up.

Significant Gaps

The prospect's coverage inventory is missing categories typical for their operation. Lead the follow-up with the most material gap surfaced.

Partially Protected

Core coverage appears in place but specific exposures (delivery, liquor, BI) may need attention. Suggest a 15-minute focused review.

Well-Structured

The operation looks reasonably covered. Use the conversation to differentiate on service, market access, or renewal-window planning.

Agent follow-up

Examples of what producers can lead with.

The follow-up brief surfaces topics the prospect raised — instead of opening cold, the agent opens with the conversation the prospect actually wants to have.

  1. Liquor liability exposure — confirm coverage scope and host-liquor considerations.
  2. Delivery driver uncertainty — review the delivery model and applicable endorsements.
  3. Workers’ comp pressure — discuss classification, claim history, and modifier impact.
  4. Business interruption questions — review limits and the prospect’s recovery timeline.
  5. Employee claim concern — understand turnover and recent incidents before quoting.

This assessment is for informational purposes only. It is not an insurance quote, application, underwriting decision, legal advice, or coverage determination. Coverage depends on the actual terms, conditions, exclusions, and endorsements of the policy, as well as carrier underwriting guidelines.