Seven16 Activator
Log inJoin the waitlist
HVAC / Mechanical / Refrigeration / Contractors7 questions · 3 minutes

Are You Covered For What the Job Actually Costs?

A pre-call coverage checkup for HVAC, mechanical, refrigeration, and trade contractor prospects.

The HVAC & Mechanical Contractor Survey captures the signals that drive contractor exposure: operation size, work type, labor model, current coverage inventory, recent losses, certificate requirements, and insurance priority. Agents prepare for a discussion about trucks, tools, subcontractor compliance, and completed-operations exposure — not a generic quote pitch.

Join the waitlistSee all surveys

Best for

  • HVAC contractors
  • Mechanical contractors
  • Refrigeration contractors
  • Sheet metal contractors
  • Residential service companies
  • Commercial trade contractors

Prospect resource

A free HVAC Certificate & Tool Coverage Checklist tailored to the trade.

What it captures

Signals captured per response.

Each survey response generates structured intelligence the agent can use to prepare for the first conversation.

Operation size
Work type
Labor model
Coverage inventory
Loss history
Certificate requirements
Priority need
Result tiers

A clear next step based on the answers.

Each completed survey produces a tiered result the prospect sees and the agent uses to prioritize follow-up.

High Risk Exposure

The prospect's contractor exposure exceeds their current coverage in at least one significant area. Lead with that gap and the implications for current jobs.

Coverage Gaps Present

Several coverage areas are worth reviewing: subcontractor compliance, tool scheduling, or completed operations may be light. Recommend a focused review.

Strong Foundation

Coverage appears well-aligned with the operation. Use the conversation to discuss certificate workflow, renewal timing, or growth-stage exposures.

Agent follow-up

Examples of what producers can lead with.

The follow-up brief surfaces topics the prospect raised — instead of opening cold, the agent opens with the conversation the prospect actually wants to have.

  1. Subcontractor liability — confirm whether subs carry their own GL and workers’ comp.
  2. Tools and equipment — check whether items are scheduled and at the right valuation.
  3. Work truck exposure — review trucks, hired/non-owned auto, and commercial auto needs.
  4. Completed operations — verify limits relative to the type and size of jobs being run.
  5. Certificate and additional insured requirements — confirm contract compliance.

This assessment is for informational purposes only. It is not an insurance quote, application, underwriting decision, legal advice, or coverage determination. Coverage depends on the actual terms, conditions, exclusions, and endorsements of the policy, as well as carrier underwriting guidelines.